H Heuristics Digital Reports

H Heuristics · Digital Report № 2026-28 · October 2026

The Geography of Global Vulnerability

Where compound risks concentrate and resilience can improve

Hazards are spread widely across the map; crises are not. They gather where conflict lands on fragile coping capacity. Since 2017, phones, power and water have strengthened coping almost everywhere, while institutions have stood still and conflict has spread. That points to where resilience can improve next.

AuthorHunter Hughes
InstitutionH Heuristics
Published19 October 2026
Report №2026-28
Reading time18 min

Abstract

Disaster and crisis risk is unevenly spread across the world, but not in the way hazard maps suggest. This report maps the INFORM Risk Index, published by the European Commission's Joint Research Centre, for 191 countries. INFORM combines three dimensions: hazard and exposure, vulnerability, and lack of coping capacity. On the mid-2026 edition, 44 countries holding 2.03 billion people, a quarter of the world's population, are classed as high or very high risk. Thirty-three countries, home to 1.53 billion people, fall in the top third of all three dimensions at once, and 20 of them are in sub-Saharan Africa. Risk concentrates in a belt running from the Sahel through Central and East Africa to the Horn, Yemen, Syria and Afghanistan, with further clusters in South and Southeast Asia and the Caribbean.

Hazard alone does not decide where crises happen. Seven countries share a hazard-and-exposure score of 8.3 out of 10, yet their overall risk ranges from 5.2 in India to 8.2 in Somalia, because vulnerability and coping capacity convert hazard into risk. What separates the highest-risk countries is conflict. All 16 very-high-risk countries score 8.4 or more for human hazard, which covers conflict intensity and conflict probability, while their natural-hazard scores range from 2.6 to 6.6. Recomputing the index with each country's conflict hazard capped at the global median leaves none in the very-high class. Removing natural hazard entirely still leaves 12. Of the 44 high- and very-high-risk countries, 40 also score high for conflict hazard.

INFORM's 2017–2026 trend edition shows where the past decade's resilience gains came from. The infrastructure part of coping capacity — communications, power, water, sanitation and access to health care — improved in 154 countries and worsened in two. The institutional part, governance and disaster risk reduction, improved in 53 countries and worsened in 54. Meanwhile, human hazard rose in 104 countries, and the number of countries classed as very high risk rose from 10 to 16. Gains in physical coping have been real but are being overtaken by conflict and by a lack of progress in institutions.

The report then measures how far resilience could improve. Coping capacity follows income closely (R² = 0.76), but some countries far outperform their income level, including Burundi, Rwanda, India and Bangladesh, while others, often resource-rich or conflict-affected, fall far short. As a benchmark, the report moves every country to the best quartile of its own World Bank income group on vulnerability and coping capacity, leaving hazards unchanged. Recomputed with INFORM's own formula, this cuts the population in high- and very-high-risk countries from 2.03 to 0.94 billion and leaves no country in the very-high class. An interactive calculator applies the same formula to any country. The scenarios are mechanical recomputations of a composite index, not forecasts. They show that the improvements already achieved by income peers, together with conflict prevention, are where vulnerability can be reduced fastest.


Overview

A hazard map shows where the earth shakes, floods and dries. A vulnerability map shows where those hazards turn into crises — and it looks very different.

Most global maps of risk are maps of hazard: earthquake belts, cyclone tracks, flood plains, drought zones. They are accurate, but they are not where most crises happen. Japan, Chile, Mexico and the Philippines sit on some of the most hazardous ground on earth and manage it, imperfectly but at scale. Chad, the Central African Republic and South Sudan face moderate natural hazards and suffer recurrent humanitarian emergencies. What separates the two groups is what a hazard lands on: how many people are poor, displaced, malnourished or ill, and how well institutions, roads, clinics, phones and early warnings can absorb the blow. Risk is the product of all three, and the third is the part that can be changed fastest.

This dashboard maps that product for 191 countries using the INFORM Risk Index, which the European Commission's Joint Research Centre builds from about 80 indicators and which humanitarian agencies use to decide where to prepare. It asks three questions. Where do compound risks concentrate, in the sense of countries that score badly on hazard, vulnerability and coping capacity at once? What actually separates high-risk from lower-risk countries with the same hazards? And where, measured against what comparable countries have already achieved, can resilience improve most? The answers are more hopeful than a hazard map suggests, and more demanding.

2.03 bn
People in the 44 countries classed high or very high risk — 24.7% of the world's population
INFORM Risk Mid-2026 · JRC
33
Countries in the top third on hazard, vulnerability and lack of coping at once, home to 1.53 bn people; 20 are in sub-Saharan Africa
Author's analysis of INFORM 2026
16 of 16
Very-high-risk countries that score 8.4 or more out of 10 for human (conflict) hazard; their natural hazard ranges 2.6–6.6
INFORM Risk Mid-2026
5.2 vs 8.2
Overall risk of India and of Somalia, which share the same hazard and exposure score of 8.3
INFORM Risk Mid-2026
154 vs 2
Countries where coping infrastructure (communications, power, water, health access) improved vs worsened, 2017–2026
INFORM trend edition 2017–2026
53 vs 54
Countries where institutional coping (governance, disaster risk reduction) improved vs worsened over the same years
INFORM trend edition 2017–2026
2.03 → 0.94 bn
People in high-risk countries if each matched the best quartile of its income peers on vulnerability and coping (mechanical scenario)
Author's recomputation, INFORM formula
$2.1 vs $161.7
Climate-fund finance per person in extremely fragile vs non-fragile states, 2014–May 2021
UNDP, vertical climate funds

The argument in brief

Crises concentrate where conflict lands on fragile coping capacity, not where natural hazards are greatest. All 16 very-high-risk countries are conflict-affected; with conflict at the global median, none would be. Over the past decade, coping infrastructure improved almost everywhere while institutions stood still and conflict spread, so the number of very-high-risk countries rose from 10 to 16. The opportunity is measurable: income peers have already shown what is possible, and closing the gap to them on vulnerability and coping would, on the index's own arithmetic, more than halve the population living in high-risk countries. The next gains lie in institutions, early warning and conflict prevention, and in finance that reaches the places that need it.

INFORM is a composite index, and its numbers should be read for what they are. Each dimension combines many indicators, each with its own gaps and lags, and INFORM publishes a reliability score alongside every country. The scores are relative: a 7 on lack of coping capacity means poorly placed compared with other countries, not a measured probability of collapse. The index is designed for comparing countries and tracking them over time, and that is how this dashboard uses it. It does not forecast disasters, and the scenarios in sections 4 and 6 are mechanical recomputations of the index, not estimates of what any policy would cause.

Section 1 is the atlas: a world map of every INFORM dimension, with a country profile on hover and a ranking for each layer. Section 2 maps where the dimensions compound. Section 3 shows that hazard is not destiny, and section 4 identifies conflict as the line that separates very high risk from the rest. Section 5 follows the decade from 2017 to 2026. Section 6 benchmarks every country against its income peers and offers a calculator that recomputes any country's risk with INFORM's own formula. Section 7 draws the priorities together.


1. The Atlas

Risk is the product of hazard, vulnerability and the lack of coping capacity. Choose a layer to see how each one draws a different map.

INFORM builds risk from three dimensions, each scored from 0 to 10. Hazard and exposure combines natural hazards (earthquakes, floods, tsunamis, cyclones, drought and epidemics), weighted by how many people live in their path, with human hazard, which captures current conflict intensity and the projected probability of violent conflict. Vulnerability combines socio-economic deprivation, inequality and aid dependency with vulnerable groups: the uprooted, the undernourished, children under five and people recently hit by disasters. Lack of coping capacity combines institutions — governance and disaster risk reduction — with infrastructure: communications, roads, power, water and access to health care.

The three are combined by a geometric mean, so a country cannot offset a very high score on one dimension with a low score on another, and risk is high only where all three are at least moderate. Each layer below uses INFORM's own five-class thresholds. The overall risk map shows the familiar belt: the Sahel, the Lake Chad basin, the Central African Republic and the Democratic Republic of the Congo, South Sudan, Sudan, Ethiopia and Somalia, then Yemen, Syria and Afghanistan, with Haiti, Myanmar, Pakistan and Papua New Guinea outside it.

Switching layers shows how the belt is assembled. The natural-hazard map is centred on Asia and the Pacific rim, from Japan and the Philippines through Indonesia, Bangladesh and India to Iran, Türkiye and the Andes. The conflict map runs across the Sahel and the Middle East and into Ukraine, Myanmar and parts of Latin America. The vulnerability and coping maps are mostly a map of income, darkest across sub-Saharan Africa. The compound layer marks countries in the top third of all three dimensions at once.

Map layer
World map of INFORM Risk 2026 by country Choropleth of 191 countries coloured by the selected INFORM dimension. Highest overall risk is concentrated in a belt from the Sahel through Central and East Africa to the Horn, Yemen, Syria and Afghanistan, with further high-risk countries in South and Southeast Asia, Haiti and parts of Latin America. Small states are shown as circles. Afghanistan Angola Albania United Arab Emirates Argentina Armenia Australia Austria Azerbaijan Burundi Belgium Benin Burkina Faso Bangladesh Bulgaria Bahamas Bosnia and Herzegovina Belarus Belize Bolivia Brazil Brunei Darussalam Bhutan Botswana Central African Republic Canada Switzerland Chile China Côte d'Ivoire Cameroon Congo DR Congo Colombia Comoros Cabo Verde Costa Rica Cuba Cyprus Czech Republic Germany Djibouti Denmark Dominican Republic Algeria Ecuador Egypt Eritrea Spain Estonia Ethiopia Finland Fiji France Gabon United Kingdom Georgia Ghana Guinea Gambia Guinea-Bissau Equatorial Guinea Greece Guatemala Guyana Honduras Croatia Haiti Hungary Indonesia India Ireland Iran Iraq Iceland Israel Italy Jamaica Jordan Japan Kazakhstan Kenya Kyrgyzstan Cambodia Korea Republic of Kuwait Lao PDR Lebanon Liberia Libya Sri Lanka Lesotho Lithuania Luxembourg Latvia Morocco Moldova Republic of Madagascar Mexico North Macedonia Mali Myanmar Montenegro Mongolia Mozambique Mauritania Mauritius Malawi Malaysia Namibia Niger Nigeria Nicaragua Netherlands Norway Nepal New Zealand Oman Pakistan Panama Peru Philippines Papua New Guinea Poland Korea DPR Portugal Paraguay Palestine Qatar Romania Russian Federation Rwanda Saudi Arabia Sudan Senegal Solomon Islands Sierra Leone El Salvador Somalia Serbia South Sudan Sao Tome and Principe Suriname Slovakia Slovenia Sweden Eswatini Syria Chad Togo Thailand Tajikistan Turkmenistan Timor-Leste Trinidad and Tobago Tunisia Türkiye Tanzania Uganda Ukraine Uruguay United States of America Uzbekistan Venezuela Viet Nam Vanuatu Samoa Yemen South Africa Zambia Zimbabwe Antigua and Barbuda Bahrain Bahamas Barbados Brunei Darussalam Comoros Cabo Verde Cyprus Dominica Micronesia Gambia Grenada Jamaica Kiribati Saint Kitts and Nevis Lebanon Saint Lucia Liechtenstein Luxembourg Maldives Marshall Islands Malta Montenegro Mauritius Nauru Palau Palestine Qatar Singapore Sao Tome and Principe Seychelles Tonga Trinidad and Tobago Tuvalu Saint Vincent and the Grenadines Vanuatu Samoa Equal Earth · Natural Earth 1:50m · circles = small states

INFORM Risk Mid-2026 (v0.7.3). Classes use INFORM's own thresholds for each dimension. Grey: territories INFORM does not score. Boundaries do not imply endorsement.

Country profile

Hover or tap a country

Or choose one from the ranking below.

Highest overall risk

    Two features of the map matter for everything that follows. The first is how concentrated the darkest classes are. Of the 16 very-high-risk countries, 12 are in sub-Saharan Africa, and the remaining four — Afghanistan, Haiti, Syria and Yemen — share much of the same profile. Measured by population, 81% of people in sub-Saharan Africa live in countries classed high or very high, against 42% in the Middle East and North Africa, 26% in South Asia, 14% in Latin America and the Caribbean and under 5% in Europe and Central Asia and in East Asia and the Pacific. The world's largest hazard exposures in China, Indonesia and Japan are mostly absent from the darkest classes.

    The second is that the dimensions disagree, and the disagreements carry most of the information. A country dark on hazard but pale on coping, such as India, the Philippines or Mexico, has built enough capacity to keep large hazards from becoming national crises. A country pale on natural hazard but dark on conflict and coping, such as Burkina Faso or the Central African Republic, can be at very high risk with little natural hazard at all. Hovering over a country shows its profile across the six component scores; the calculator in section 6 shows how far each one would move its overall risk.


    2. Where Risks Compound

    A quarter of humanity lives in high-risk countries. A fifth lives where hazard, vulnerability and weak coping all overlap.

    Counted by population, the five INFORM classes divide the world unevenly. On the mid-2026 index, 16 countries with 837 million people are classed very high risk and a further 28 with 1.2 billion are classed high, together 2.03 billion people or 24.7% of the 8.2 billion covered. The medium class holds the largest share, 3.3 billion, because it includes India; low and very low hold the remaining 2.8 billion. The count of countries is spread more evenly than the count of people, which is why maps of countries tend to overstate how much of the world is at high risk and understate how many people are.

    Compound risk needs a stricter test than the overall class, because a geometric mean can reach the high class through two bad dimensions and one middling one. Here a country counts as compound if it is in the top third of all 191 countries on all three dimensions at once: hazard and exposure of 5.0 or more, vulnerability of 4.6 or more and lack of coping capacity of 5.1 or more. Thirty-three countries meet the test, home to 1.53 billion people or 18.6% of the world. Another 30 countries, with 0.9 billion people, are in the top third on two dimensions.

    The compound countries form a coherent geography. Twenty of the 33 are in sub-Saharan Africa, five in the Middle East and North Africa, three each in East Asia and the Pacific and in Latin America and the Caribbean, and two in South Asia: Afghanistan and Pakistan. Pakistan and Nigeria alone account for nearly half a billion of the 1.53 billion. Most countries meet the test on all three dimensions together or on none. Hazard, vulnerability and weak coping capacity cluster, and that clustering is what makes the belt so persistent.

    People and countries by INFORM risk class, 2026

    Population, billions (bars; labels show number of countries) · INFORM Risk Mid-2026

    How many dimensions are in the top third?

    Population, billions, by number of dimensions (hazard, vulnerability, lack of coping) in the top third across countries

    The 1.53 billion in the top third on all three dimensions, the compound core, are in 33 countries. The large single-dimension group is driven by China and India's hazard scores.

    Share of each region's population living in high- or very-high-risk countries

    Per cent of regional population, World Bank regions · INFORM Risk Mid-2026

    The compound core: 33 countries in the top third on all three dimensions

    By World Bank region · dark edge: very high risk; red edge: high risk

    The regional bars show why aggregate statistics mislead. Sub-Saharan Africa holds 16% of the world's population but 54% of the people in high- and very-high-risk countries; East Asia and the Pacific holds 29% of the world's population and under 5% of them. The concentration is sharpened by a fact the next sections examine: the dimensions are correlated. Across countries, the rank correlation between vulnerability and lack of coping capacity is 0.72, and between hazard and vulnerability 0.62, largely because conflict raises all three at once — it is a hazard in its own right, it uproots and impoverishes people, and it breaks the institutions and infrastructure that would otherwise cope.

    For anyone deciding where to act, the compound core is the place where single-sector programmes are least likely to work alone. A flood programme in Mozambique, a nutrition programme in Niger or a health-system programme in South Sudan each faces the other two dimensions as constraints. The World Bank counts 421 million people living on less than $3 a day in 39 economies affected by conflict or institutional fragility in 2025, more than in the rest of the world combined, and projects 435 million, nearly 60% of the world's extreme poor, by 2030. Those economies overlap heavily with the compound core.


    3. Hazard Is Not Destiny

    Seven countries share the same hazard score. Their overall risk spans almost the whole range of the index.

    If hazard decided risk, countries with the same hazard score would have similar risk. They do not. Seven countries share a hazard-and-exposure score of 8.3 out of 10: Bangladesh, the Democratic Republic of the Congo, India, Myanmar, the Philippines, Somalia and Sudan. Their overall risk runs from 5.2 in India and 5.3 in the Philippines to 7.8 in Sudan, 8.0 in the Democratic Republic of the Congo and 8.2 in Somalia. The difference is entirely in what the hazard meets: India's lack of coping capacity scores 3.9 and the Philippines' 3.8, while the Democratic Republic of the Congo scores 8.2 and Somalia's vulnerability 9.4.

    The wider pattern holds across the index. Thirty-seven countries have a hazard score of 7 or more, and their overall risk ranges from 3.3 in Israel to 8.3 in South Sudan. Ten of them, with 2.5 billion people — Russia, India, the Philippines, Mexico, Indonesia, Israel, Colombia, Türkiye, Egypt and Thailand — stay in the medium class or below despite very high hazard, because their coping capacity scores 4.3 or lower. These are the exposed-but-capable countries. They are not safe — a medium-class country can still suffer a catastrophe — but their hazards rarely become national crises that need outside help.

    A variance decomposition makes the point formally. Because risk is the geometric mean of its three dimensions, the variance of its logarithm across countries splits exactly into contributions from each. Hazard and exposure accounts for 38% of the cross-country variation in risk, vulnerability for 32% and lack of coping capacity for 29%. Hazard is the largest single contributor, but less than two-fifths of the total. Most of what separates countries is how their societies, economies and institutions handle the hazards they face, and much of that can be changed.

    Hazard and exposure against overall risk, 191 countries

    INFORM scores, 0–10 · colour: lack of coping capacity class

    At any level of hazard, the vertical spread is the work of vulnerability and coping capacity. Points in the lower right are exposed but capable.

    Same hazard (8.3), different risk

    INFORM scores, 0–10, for the seven countries with hazard and exposure of exactly 8.3

    38%

    Share of cross-country variation in (log) risk from hazard and exposure

    32%

    Share from vulnerability

    29%

    Share from lack of coping capacity

    Bangladesh shows the path from the high-mortality end of this chart towards the capable end. It remains one of the most cyclone- and flood-exposed countries on earth, but the Bhola cyclone of 1970 killed an estimated 300,000 to 500,000 people and the 1991 cyclone about 138,000, while Cyclone Sidr in 2007 killed several thousand and Cyclone Amphan in 2020 26. Behind that decline are the Cyclone Preparedness Programme's volunteer warning network, a rise in cyclone shelters from about 400 to around 14,000, and better forecasting and evacuation. On INFORM, Bangladesh's lack of coping capacity scores 4.2, 1.2 points better than its income would predict.

    The same logic runs through the global evidence on early warning. The 2024 global status report on multi-hazard early warning systems by the World Meteorological Organization and the UN Office for Disaster Risk Reduction found that countries with limited coverage had disaster mortality nearly six times higher than countries with substantial or comprehensive coverage. Only half of African countries, and about 40% in the Americas and the Caribbean, reported having multi-hazard systems in place. Hazard is not destiny, but changing its consequences takes capacity that many of the most exposed countries do not yet have.


    4. The Conflict Line

    What turns high risk into very high risk is not a bigger earthquake or a worse drought. It is war.

    INFORM's hazard dimension has two parts, and they behave very differently. Natural hazard has a rank correlation of 0.47 with overall risk across countries; human hazard, which measures current conflict intensity and the projected probability of violent conflict, has a correlation of 0.82. Every one of the 16 very-high-risk countries scores 8.4 or more out of 10 on human hazard, and eight of them reach 9.7 or above. Their natural-hazard scores range from 2.6 in Burkina Faso to 6.6 in Somalia, which places 11 of the 16 in INFORM's very low to medium natural-hazard classes.

    The scenarios in the chart below recompute every country's risk with INFORM's own aggregation formula, changing one input at a time. If every country's human hazard were capped at the global median of 2.1, no country would remain in the very-high class and the population in high- or very-high-risk countries would fall from 2.03 to 1.00 billion. If natural hazard were set to zero everywhere — a physical impossibility, used here only as a bound — 12 countries would remain very high risk and 1.65 billion people would remain in high-risk countries. Of the 44 high- and very-high-risk countries, 40 also score high for human hazard.

    None of this means natural hazards are unimportant. They kill and impoverish people every year, and for small island states and deltas they are existential. The point is how they interact with conflict. Conflict adds its own hazard, raises vulnerability by uprooting people and destroying livelihoods, and dismantles the institutions and infrastructure that would otherwise cope. A drought in a country at peace is a hard year; a drought in a country at war can become a famine. The International Committee of the Red Cross has observed that of the 25 countries most vulnerable to climate change on the ND-GAIN index, 14 are mired in conflict.

    Natural hazard against human (conflict) hazard

    INFORM scores, 0–10 · colour: overall risk class

    The very-high-risk countries (darkest) sit along the top of the chart, high on conflict, and spread across the whole range of natural hazard.

    Population in high- or very-high-risk countries under hazard scenarios

    Billions (bars) and number of very-high-risk countries (labels) · recomputed with INFORM's formula; mechanical, not forecasts

    The conflict line also explains why the compound core is so persistent. In 2025 the World Bank found that the 39 economies it classes as fragile or conflict-affected had seen per capita GDP shrink by an average of 1.8% a year since 2020 while other developing economies grew by 2.9% a year, and that more than 70% of the people living in conflict and instability are in Africa. Conflict holds down income, and income is the strongest predictor of coping capacity. Twenty-one of those 39 economies were in active conflict.

    For resilience strategy this cuts two ways. Conflict prevention, mediation and the protection of civilians are part of disaster risk reduction, even though they are rarely budgeted as such. And programmes in conflict-affected countries have to be designed for conflict: delivered through local organisations, flexible as front lines move, and aimed at keeping systems working — health posts, water points, payment rails, warning networks — rather than at large new assets that may be destroyed. Section 7 returns to what that means in practice.


    5. A Decade of Change

    Between 2017 and 2026 the world got better at coping and worse at peace. The second has been winning.

    INFORM publishes a trend edition that recomputes every year from 2017 to 2026 with a consistent methodology, which allows the components to be followed over time. The clearest change is in the infrastructure part of coping capacity — communications, power, water, sanitation and access to health care. It improved, by 0.2 points or more, in 154 of 191 countries and worsened in two; the cross-country average fell from 3.81 to 3.31. Mobile phones, internet access, electricity and basic water services spread across the developing world through the decade, and each makes warnings travel faster and makes recovery easier.

    The institutional part of coping capacity did not move. It improved in 53 countries and worsened in 54, and its average was 5.23 in 2017 and 5.24 in 2026. Governance and disaster risk reduction are harder to build than phone networks and easier to lose. Over the same years, human hazard rose in 104 countries and fell in 30; its average rose from 3.08 to 3.68, and the number of countries in INFORM's high or very-high human-hazard classes rose from 39 to 46. Vulnerability, which includes displacement, food insecurity and recent shocks, worsened in 95 countries. Natural hazard, which in INFORM is mostly structural exposure, barely changed.

    The net result is a slow divergence. Average risk edged up from 3.90 to 4.03, but the number of countries classed as very high risk rose from 10 to 16, with the increases concentrated among countries where conflict spread: Burkina Faso's risk rose from 5.3 to 7.2 as its human hazard went from 3.8 to 9.4, and Haiti's from 6.0 to 7.5 as gang violence drove its human hazard from 2.3 to 7.4. At the other end, India's risk fell from 6.1 to 5.3 as vulnerability and coping both improved, and China's from 4.3 to 2.9.

    The components of risk, 2017–2026

    Average INFORM score across 191 countries, 0–10 (higher is worse) · INFORM trend edition

    Lower is better on every line. Coping infrastructure is the only component that improved steadily. The jump in human hazard in 2026 should be read with care: the Mid-2026 update revised several countries' conflict scores in both directions.

    Which countries got better, and which worse, 2017–2026

    Number of countries whose score improved, was unchanged (within ±0.2) or worsened

    10 → 16

    Countries classed very high risk, 2017 to 2026 (trend edition)

    39 → 46

    Countries in INFORM's high or very-high human-hazard classes (55 in the Mid-2026 update)

    3.81 → 3.31

    Average lack of coping capacity in infrastructure, the decade's clearest gain

    The pattern is not that resilience failed. Physical coping capacity improved almost everywhere, and in countries without new conflict it pulled risk down: Senegal's risk fell from 5.3 to 4.7 as its lack of coping capacity improved from 6.1 to 5.3. The problem is that these gains came from the parts of resilience that spread through markets and infrastructure programmes, while the parts that depend on governance — disaster risk reduction strategies, government effectiveness, control of corruption — stood still. Conflict, meanwhile, spread or intensified in Burkina Faso, Mali, Niger and Haiti, which were all below the very-high class in 2017 and are all in it now, and in Ecuador, where human hazard rose from 2.2 to 7.4.

    Two cautions apply. The trend edition's 2026 values predate the Mid-2026 update used elsewhere in this dashboard, which revised conflict scores for several countries — upwards for Cambodia, Benin, Ghana and Nepal, downwards for Malawi, Guinea and Sri Lanka — so trend and snapshot figures are not mixed here. And the population weights are 2026 populations throughout, so changes reflect scores rather than population growth. Neither changes the direction of the findings: physical coping capacity improved broadly, institutional coping did not, and conflict rose.


    6. Where Resilience Can Improve

    Income predicts most of a country's coping capacity. The rest — and the gap to the best of each country's peers — is where resilience can improve.

    Coping capacity follows income closely. Across 189 countries, the logarithm of GDP per capita explains 76% of the variation in INFORM's lack of coping capacity: each doubling of income goes with a score about 0.76 points lower. That relationship is a reminder that development is the most powerful resilience programme there is. But the 24% that income does not explain is large, and it is the more useful part for policy, because it shows what countries at the same income have achieved and others have not.

    Countries below the line cope better than their income predicts. Burundi, Rwanda, Malawi, India and Bangladesh, along with Uzbekistan, Tajikistan, Kyrgyzstan, Georgia, Armenia and Jordan, score between 1.2 and 2.0 points better than the line — often through public health systems, community-based disaster management or deliberate investment in basic services. Countries above the line cope worse than their income predicts. Many are resource-rich, such as Equatorial Guinea, Gabon, Angola, Libya and Venezuela, or fragile, such as Chad, Haiti, the Central African Republic and Papua New Guinea. Their income has not turned into institutions and services.

    The benchmark used here is deliberately modest. For each country, every component of vulnerability and coping capacity is moved to the 25th percentile of its own World Bank income group — the level that the best quarter of its income peers already achieve — if it is not there already. Hazards are unchanged. Recomputed with INFORM's formula, coping capacity alone at the peer benchmark would cut the population in high-risk countries from 2.03 to 1.67 billion; vulnerability alone to 1.45 billion; both together to 0.94 billion, with no country left in the very-high class. Institutions do more of the coping work than infrastructure: on their own, they lower it to 1.83 billion; infrastructure alone barely moves it, because infrastructure has already improved.

    Lack of coping capacity against income

    INFORM lack of coping capacity, 0–10 (vertical) against GDP per capita, log scale · line: least-squares fit, R² = 0.76 · colour: income group

    Points below the line cope better than income predicts. Some high-income countries sit above the line because of how their GDP is measured (Ireland's is inflated by multinational accounting) or data revisions; the benchmark below compares countries within income groups, which limits that effect.

    The peer benchmark: population in high-risk countries

    Billions in high- or very-high-risk countries if each component reached the best quartile of its income group · labels: very-high-risk countries

    The benchmark itself

    25th percentile of each component within World Bank income groups, INFORM Mid-2026 (lower is better)

    Income groupSocio-econ. vulnerabilityVulnerable groupsInstitutionsInfrastructure

    The benchmark asks each country to match what a quarter of its income peers already achieve, not to match rich countries. For low-income countries, that means institutional coping of 6.5 rather than the group median of 7.3. Within every income group, the spread between the median and the best quartile is wider for institutions than for infrastructure.

    Resilience calculator: recompute any country's risk

    INFORM aggregation formula, verified against published scores to within 0.05 · gaps are measured to the best quartile of the country's income group

    Cuts the human-hazard score by this share.

    Moves both vulnerability components towards the peer benchmark.

    Governance and disaster risk reduction.

    Communications, power, water, health access.

    —

    Overall risk, now → scenario

    —

    INFORM risk class, now → scenario

    —

    Rank among 191 (1 = highest risk), now → scenario

    —

    Change in overall risk

    Try Somalia, then Bangladesh: the same tools move them by very different amounts, and in different places.

    The calculator makes two features of the index visible. Because risk is a geometric mean, the same absolute improvement does more where a dimension is worst, so the largest gains come from the weakest dimension. And because the benchmark is set within income groups, it asks for what peers have already shown possible rather than for rich-country standards. For Somalia, closing every gap to its low-income peers lowers risk from 8.2 to 6.7, still in the high class; only with conflict halved as well does it fall to 5.9. For Kenya and Bangladesh, the peer benchmark alone moves risk into the medium class, to 4.9 and 5.1. The difference is the conflict line of section 4.

    None of these numbers is a forecast. A composite index can be moved by changing its indicators without changing the underlying risk, and its components interact in ways the formula does not capture. What the benchmark does show is scale and direction. The institutions that INFORM measures — disaster risk reduction strategies, government effectiveness, control of corruption — have not improved in a decade, carry more of the coping work than infrastructure, and are where the best of each income group most outperform the rest.


    7. Priorities

    The high-risk map divides into three situations. Each needs a different lead lever.

    Sorting the 44 high- and very-high-risk countries by what drives their risk gives three groups. The largest, 33 countries with 1.59 billion people, are conflict-locked: high human hazard combined with high lack of coping capacity. They include all 16 very-high-risk countries and run from the Sahel and the Horn to Yemen, Syria, Afghanistan, Myanmar, Pakistan, Haiti and Venezuela. Here the binding constraint is conflict and the institutions it destroys. Coping investments still save lives, but on their own they cannot move these countries out of high risk.

    The second group, seven countries with 377 million people, are conflict-exposed but coping: Bangladesh, Ecuador, Guatemala, Iraq, Kenya, Rwanda and Ukraine score high on human hazard but have coping capacity below the high class, often through deliberate investment. Their priority is to protect what works — warning systems, health systems, social protection — from the political and security shocks that threaten it, and to reduce vulnerability, which is where the peer benchmark moves them most. The third group, four countries with 68 million people, are fragile without major conflict: Madagascar, Zambia, the Republic of the Congo and Libya, where weak coping and high vulnerability meet moderate hazards.

    A fourth group sits outside the high classes but matters as a model: the exposed but capable. Ten countries with 2.5 billion people — India, Indonesia, the Philippines, Mexico, Colombia, Türkiye, Egypt, Thailand, Russia and Israel — have hazard scores of 7 or more but coping capacity of 4.3 or better, which keeps them in the medium class or below. Their experience with early warning, social protection and disaster risk reduction is the most transferable evidence available to the countries above them, and much of it was built at middle or lower-middle income.

    Four situations, four lead levers

    Groups defined from INFORM Mid-2026 scores: human hazard ≥ 6.7 is INFORM's high class; lack of coping ≥ 5.4 is its high class

    SituationCountries · peopleExamplesBinding constraintLead levers
    Conflict-lockedrisk ≥ 5.4 · conflict ≥ 6.7 · coping ≥ 5.433 · 1.59 bnSouth Sudan, Somalia, DR Congo, Chad, Sudan, Afghanistan, Yemen, Haiti, Nigeria, Pakistan, MyanmarConflict and the collapse of institutions it causesConflict prevention and mediation; keep systems running through local organisations; anticipatory cash and early warning designed for insecurity; flexible, multi-year finance
    Conflict-exposed, copingrisk ≥ 5.4 · conflict ≥ 6.7 · coping < 5.47 · 377 mBangladesh, Kenya, Ukraine, Iraq, Ecuador, Guatemala, RwandaVulnerability; political and security shocks to working systemsProtect warning, health and social-protection systems; reduce vulnerability, especially displacement and food insecurity
    Fragile without major conflictrisk ≥ 5.4 · conflict < 6.74 · 68 mMadagascar, Zambia, Republic of the Congo, LibyaWeak coping capacity and high vulnerabilityInstitutions first: disaster risk reduction strategies, public financial management; basic services; turning resource revenue into capacity
    Exposed but capablehazard ≥ 7 · risk < 5.410 · 2.49 bnIndia, Indonesia, Philippines, Mexico, Colombia, Türkiye, Egypt, ThailandResidual exposure; extreme events beyond designSustain and extend early warning, risk finance and building standards; share models with higher-risk peers

    The financing pattern runs against this map. A UNDP study of four vertical climate funds from 2014 to May 2021 found that extremely fragile states received $2.1 per person, fragile states $10.8 and non-fragile states $161.7. Projects in extremely fragile states were also far smaller. Funds that require stable counterparts, co-financing and predictable implementation reach countries that can provide them, which are mostly not the countries in the compound core. The UN Office for Disaster Risk Reduction's 2025 Global Assessment Report estimates that disasters now cost more than $2.3 trillion a year once indirect and ecosystem losses are counted, a burden that falls disproportionately on developing countries.

    Three priorities follow from the geography. First, treat conflict prevention as risk reduction: no combination of coping investments removes very high risk where war continues, and every very-high-risk country is conflict-affected. Second, invest in institutions, not only infrastructure: the decade's infrastructure gains were real but have largely been made, while institutional coping has not improved and is where the best of each income group outperform the rest. Third, finance by risk, not by convenience, through instruments built for fragile settings — grant-based, multi-year, delivered through local organisations and tied to early warning and anticipatory action. The map of where resilience can improve is also a map of where finance should go.

    What would move the map

    On INFORM's own arithmetic, the most effective change would be peace in the conflict-locked belt: capping conflict hazard at the global median empties the very-high class. Next comes closing the gap to the best of each income group on vulnerability and coping, which halves the population in high-risk countries without assuming a single hazard goes away. The countries that have already done it — Bangladesh with cyclones, Rwanda with health and governance, India and the Philippines with early warning at scale — show it can be done. The task is to make their experience the rule in the places where risk compounds.


    8. Method

    Data, aggregation, scenarios and caveats.

    Snapshot scores are from the INFORM Risk Index Mid-2026 (version 0.7.3, released 1 September 2026) by the European Commission's Joint Research Centre, for 191 countries, with INFORM's own class thresholds, population table, World Bank regions and income groups. Trends are from the INFORM 2026 trend edition (2017–2026), which applies a consistent methodology across years; its 2026 values precede the Mid-2026 update and are not mixed with it. Changes of less than 0.2 points are treated as unchanged. Population shares use INFORM's 2026 populations throughout.

    INFORM combines two components a and b as 10 − (√(a′·b′) − 1) × 10/9, with a′ = 0.9 × (10 − a) + 1, and overall risk as the geometric mean of hazard and exposure, vulnerability and lack of coping capacity. The author checked that this reproduces every published score to within rounding (maximum difference 0.05) and uses it for all scenarios and the calculator. Top-third thresholds are the 67th percentiles across countries. The variance decomposition splits the variance of log risk into each log dimension's covariance with log risk, divided by three. The income fit is ordinary least squares of lack of coping capacity on log GDP per capita, for the 189 countries with GDP data.

    Scenarios change one set of inputs and recompute the index; they are not causal estimates or forecasts. The peer benchmark sets each vulnerability and coping component to the lower of its current value and the 25th percentile of its income group. The map uses Natural Earth 1:50m boundaries via world-atlas in an Equal Earth projection; small states are drawn as circles, territories INFORM does not score are grey, and boundaries do not imply endorsement. Related reports in this series: polycrisis resilience, the polycrisis century and resilience and cascading risks.


    Sources

    Data and literature consulted in October 2026.


    Metadata

    Keywords
    vulnerabilitycompound riskINFORM Risk Indexdisaster riskhumanitarian crisescoping capacityfragility and conflictresiliencehazard and exposuredisaster risk reductionearly warningworld mapdashboard
    Topics
    Systemic Risk Climate Adaptation Institutions & Governance
    JEL classification
    Q54, O15, F51, H84, O57, D74 — climate and natural disasters; human resources and development; international conflicts; disaster aid; comparative studies of countries; conflict and conflict resolution
    Data and method
    Country scores are from the INFORM Risk Index Mid-2026 (version 0.7.3, released 1 September 2026) by the European Commission Joint Research Centre, downloaded in October 2026: overall risk and its three dimensions — hazard and exposure (natural and human), vulnerability (socio-economic vulnerability and vulnerable groups) and lack of coping capacity (institutional and infrastructure) — all on a 0–10 scale for 191 countries, with INFORM's own risk-class thresholds (very high 7.0 and above, high 5.4–6.9, medium 3.6–5.3, low 2.4–3.5, very low 2.3 and below) and its population, World Bank region and income-group tables. Trends are from the INFORM 2026 trend edition (2017–2026, version 72), which recomputes past years with a consistent methodology; its 2026 values predate the Mid-2026 update, which revised conflict-related scores for several countries, so trend figures and snapshot figures are not mixed. GDP per capita is the latest value in the INFORM dataset. INFORM aggregates each pair of components as 10 − (√(a′·b′) − 1) × 10/9, where a′ = (10 − a) × 0.9 + 1, and overall risk as the geometric mean of the three dimensions; the author verified that this reproduces the published scores to within rounding (maximum difference 0.05) and uses it for all scenarios and the calculator. 'Top third' thresholds are the 67th percentiles across countries (hazard 5.0, vulnerability 4.6, lack of coping 5.1). The variance decomposition splits the cross-country variance of log risk into the covariance of each log dimension with log risk. The income relationship is an ordinary least squares fit of lack of coping capacity on log GDP per capita (189 countries). The peer benchmark sets each component of vulnerability and coping capacity to the lower of its current value and the 25th percentile of the country's World Bank income group; hazards are unchanged. The conflict scenarios cap or remove human hazard. All scenarios are mechanical recomputations of a composite index, not causal estimates or forecasts. Population figures use INFORM's 2026 population table. The map uses Natural Earth boundaries (1:50m, via world-atlas) in an Equal Earth projection; boundaries do not imply endorsement. Territories not scored by INFORM are grey, and Somaliland and northern Cyprus are shown with Somalia and Cyprus as INFORM scores them.
    Report
    H Heuristics Digital Report № 2026-28 · Published 19 October 2026
    Licence
    CC BY-NC-ND 4.0
    Cite as
    Hunter Hughes (2026). The Geography of Global Vulnerability: Where compound risks concentrate and resilience can improve. H Heuristics Digital Report 2026-28. https://digitalreports.hheuristics.com/reports/geography-global-vulnerability/
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